For Cyber Insurance Underwriters

Pre-Breach Assessment for Cyber Insurers

Reduce your portfolio risk. We assess before the policy binds.

Sherlock Forensics provides pre-breach security assessments for cyber insurance underwriters. Our assessments include external vulnerability scanning, security posture scoring, risk ratings for underwriting decisions and specific remediation requirements. We help carriers evaluate applicant risk before binding coverage, reducing claims frequency and severity across the portfolio. Volume pricing is available for multi-insured assessments.

Underwriting decisions are only as good as the data behind them. Self-reported security questionnaires tell you what the applicant thinks their posture is. Our assessments tell you what it actually is. We scan from the outside in, score what we find and deliver a risk rating your underwriters can use immediately.

5-7
Business day turnaround
48hr
Expedited option
20+
Years experience

Assessment Components

What We Assess

01

External Vulnerability Assessment

Non-intrusive scanning of the applicant's external attack surface. We identify exposed services, outdated software, missing patches, misconfigured TLS and publicly accessible administrative interfaces that represent immediate risk.

02

Security Posture Scoring

A standardized score based on observable security controls: email authentication (SPF, DKIM, DMARC), DNS security, certificate management, header configurations and known vulnerability exposure. Scores are calibrated against industry benchmarks.

03

Risk Rating for Underwriting

Each assessment produces a clear risk rating - low, moderate, high or critical - with supporting evidence. Ratings map directly to underwriting tiers so your team can make binding decisions quickly and confidently.

04

Remediation Requirements

For applicants who score below acceptable thresholds, we provide specific remediation requirements: what needs to be fixed, why it matters and a timeline for reassessment. These can be written into policy conditions or endorsements.

Volume Pricing

Assess your entire portfolio.

Whether you need 10 assessments or 500, we offer tiered volume pricing that makes portfolio-wide assessment economically viable. Every assessment follows the same methodology, delivered in the same standardized format your underwriters already understand.

  • Tiered pricing scales with volume - the more you assess, the lower the per-assessment cost
  • Standardized reporting format across all assessments for easy comparison
  • Batch scheduling with predictable delivery timelines
  • Dedicated account manager for carrier relationships
  • Annual reassessment programs for renewal underwriting
Discuss Volume Pricing

Frequently Asked Questions

Pre-Breach Assessment FAQs

What does a pre-breach assessment include?
A pre-breach assessment includes external vulnerability scanning, security posture scoring based on observable controls, a risk rating suitable for underwriting decisions and specific remediation requirements the applicant must address before or after policy binding.
Do you offer volume pricing for multiple insured assessments?
Yes. We offer volume pricing for carriers who need assessments across their portfolio. Whether you are evaluating 10 applicants or 500, we provide tiered pricing that scales with volume. Contact us at 604.229.1994 to discuss pricing for your portfolio size.
How long does a pre-breach assessment take?
A standard external assessment completes within 5-7 business days. For urgent underwriting decisions, we offer expedited assessments with 48-hour turnaround. Volume assessments are scheduled in batches with delivery timelines agreed during scoping.

Better Underwriting Starts With Better Data.

Stop relying on self-reported questionnaires. Get an independent assessment of your applicant's actual security posture before you bind coverage.

Discuss Portfolio Assessments
Sales Inquiries
604.229.1994
Availability
Monday to Friday, 8 AM - 6 PM PT
Burnaby Office
Burnaby, BC, Canada
Coquitlam Office
Coquitlam, BC, Canada